Deferment is a period when borrowers can stop making payments on their student loans, and interest will not accrue for Perkins and university loans. Eligibility for deferment differs for each loan type. Borrowers should review their loan documentation or contact their lenders to determine eligibility. Borrowers are responsible for checking with their college registrar's office to verify if they report enrollment status to the National Clearing House. If so, you do not need to complete a form. If not, you may print a deferment form, and have it verified at your university's registrar's office. Please feel free to contact the Student Loan office at (607) 255-7234 if you have any questions.