Processing fees apply to some but not all payment methods. For more information, seeunder Learn About Your Payment Options.
Heartland ECSI does not charge for payments received by mail or recurring ACH payments authorized online, by phone, or by mobile app. Any processing fee will be disclosed to you before you authorize your payment.
Cornell University administers the repayment of federal Perkins loans as well as various institutional loans through our student billing servicer, Heartland ECSI.
To manage your student loan account, you will need:
Send the payment stub and a check or money order in the envelope provided with your bill. Payments made by mail using the provided return envelope are processed by Heartland ECSI.
If you do not have a bill, make your check or money order payable to Cornell University and mail to Cornell University, c/o Heartland ECSI, P.O. Box 718, Wexford, PA 15090.
Using Hearland ECSI's EasyPath mobile app (for iOS and Android).
One-time payments can be made by calling toll-free at (888) 549-3274 and using the automated payment assistant, available 24/7. For recurring ACH payments, please call customer service advocates toll-free at (888) 549-3274, Monday to Friday, 7:30 a.m. to 8:00 p.m. EST.